Reasons why you should review your life insurance

Your need for life insurance will not always be the same. It will ebb and flow as your life changes. At Jason Ridley Agency in Colleyville, TX, we understand that your needs change over time, and we are here to help you review the coverage you currently have and help determine if it is adequate to meet your needs today and into the future. 

You are changing employment.

A job change is one of the main reasons you need to review your life insurance coverage. You can carry your life insurance after you leave your employment, but you need to consider whether it is a good value or if you could find a similar policy on your own with a smaller premium. 

You are getting married.

You need to review your life insurance when you get married. You may want to change your beneficiary to provide for your spouse. You may also want to consider the amount of life insurance you have to determine if it is adequate to protect your new husband or wife. 

You are having children.

Nothing changes your life more than children; you want them to have a safe and secure life even if something should happen to you. A good review of your life insurance coverage and any necessary adjustments must be done to ensure your children’s future is secure. 

You are retiring

As you prepare for retirement, a review of your life insurance can help you determine if you need to maintain the same amount of coverage that you had. 

Give the agents at Jason Ridley Agency in Colleyville, TX a call to discuss your life insurance needs. We can answer your questions and make suggestions about how to achieve your life insurance goals.