Renters Insurance in Texas

If you're renting a home in Colleyville, TX, you may be doing so for any number of reasons. Maybe you're trying to save up for your own property, perhaps you're only there for a short time before you move on, or perhaps you simply don't want the responsibility of owning a property. No matter why you're renting, though, it might be time to consider the need for renters’ insurance. Far from being just another expense in your life, renter’s insurance can protect your finances when you need them the most.

Knowing the Risks

The renters of Texas can easily underestimate how much insurance they need if something terrible happens. They may not think that their possessions are worth very much — until they need to replace all of their electronics, jewelry, and clothing after a break-in or fire. But it's not just personal property that's saved with renter’s insurance. It's also your future.

Even though you don't own the property, you still have a responsibility to all guests to keep them safe from potential harm. So, if a guest is injured while they're in your Colleyville, TX home, they may hold you liable for what occurred. If they sue and you are deemed at fault, you'll be responsible for the charges. Even if you're not deemed accountable, you'll need to pay for the costs to defend yourself in court.

Taking Action in Texas

The Jason Ridley Agency doesn't want anyone to face the unknown alone. If you have questions about how renter’s insurance can be structured to fit your needs, give us a call today to learn more about our policies. We're here to do more than just answer your questions and offer helpful advice. We're here to provide you with real help when the worst-case scenario occurs. Don't go another day without protection when you contact the Jason Ridley Agency for a quote today.