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Jason Ridley Agency

5303 Colleyville Blvd, Suite A,
Colleyville, TX 76034

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Texas Boat/Watercraft insurance coverage

Boat/Watercraft Insurance

Boat/Watercraft Insurance in Texas

Boat and Watercraft Insurance in Texas

Texas includes 5,600 miles of surrounding water for people to enjoy. This is according to the Texas Almanac. This means that there is always a perfect space for people to take advantage of different water sports and other recreational boating activities. We do understand here at Jason Ridley Agency that many risks come along with boating, and there is only one way to protect yourself from damages, injuries, and liability. If you are looking for boat or watercraft insurance in or near Colleyville, TX, you have come to the right place.

What are the laws regarding boat/watercraft insurance?

No law in the state requires boat owners to obtain boat insurance. However, it is still considered a necessity because you face many risks being on the water alone. It is the same as driving your vehicle. You always want to remain protected because we understand that anything can happen. You must also make sure that your boat is properly titled and registered in order to operate it. Anyone operating a boat must also pass a course and carry photo ID as well as a certificate that can only be issued by Texas Parks & Wildlife. If you were born before Sept. 1, 1993, this requirement does not apply to you.


You can consider any of the below coverage policies for your boat/watercraft:

  • Agreed Value Coverage
  • Liability
  • Navigational Area
  • Medical Payments
  • Coverage for physical damage
  • Uninsured/underinsured coverage
  • Fuel Spill liability & wreckage removal
  • Emergency assistance

Please keep in mind that the below are considered boat/watercraft and can be insured:

  • Fishing boats
  • Sailboats
  • Pontoons
  • Yachts/houseboats
  • Jet skis
  • Wave runners
  • Jet boats

Contact our Office

If you are on the market for flood insurance, contact Jason Ridley Agency for more information on how to obtain a quote. Our agency is located in Colleyville, TX, and we are here to help keep you protected at all times.

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