If you have invested in car insurance from Jason Ridley Agency in Colleyville, TX, it protects you from perils like collisions, fire, theft, select natural disasters, fallings objects, etc. As you can see, standard auto insurance gives you blanket coverage against common risks. However, if you need protection against unique risks, you should consider “add-ons” or “riders” to boost your car insurance policy.
Here are 4 auto insurance add-ons to consider:
Your vehicle gives you comfort and convenience, but like most things in life, it can break down when you least expect it. However, don’t let a flat tire, dead battery, an electronic mishap or empty fuel tank leave you stranded on the highway. Instead, invest in roadside assistance coverage to rescue you when your car misbehaves while many miles away from your residence.
While this coverage is suitable for everyone, it’s more critical for motorists who drive long distances frequently.
If your car is totaled or stolen, your compensation will be less than the depreciation amount. If you want a similar vehicle in the market, you will have to fork out more money from your pocket to cover the depreciation. The zero depreciation coverage cushions you against depreciation. This coverage is more appropriate for newer cars compared to second-hand vehicles.
Personal belongings coverage
Suppose your laptop is lost or damaged while in your vehicle. Your standard auto insurance won’t cover the loss or damage. For such damage, you have to rely on your renter’s or home insurance policy. But if you have none of this, consider personal belongings coverage, especially if you travel with valuables in your vehicle.
Your standard car insurance covers engine damage if damaged in a collision or due to a peril included in your policy. However, if your engine fails because of waterlogging or an oil leak, your typical auto insurance won’t help unless you have an engine protection add-on.
Give Us A Call
Need to learn more about auto insurance add-ons in Colleyville, TX? Book an appointment today with Jason Ridley Agency for more information.